Enova International is a leading financial technology company providing online financial services through AI and machine learning. The Analytics Analyst will develop predictive models and conduct analyses to support lending decisions and risk management strategies.
Develop and maintain the company’s predictive models for use in determining the appropriate lending criteria, verification procedures, and acquisition decisions.
Conduct ad hoc analysis using statistical and financial tools to provide recommendations for risk management, marketing, product design, and operational strategies.
Build cutting edge risk, pricing, and acquisition models to optimize lending decisions using an array of machine learning models.
Identify and fight fraudulent applications and loan activity using advanced machine learning and statistical techniques.
Provide insight into the future of brands and the profitability of portfolios in collaboration with Finance and Accounting departments.
Build and maintain technical tools and platforms, investigate new analytics methodologies, use cases, and data sources.
Qualification
Required
Bachelor's degree in a quantitative field or equivalent experience
The ability to interpret and organize data, and communicate it effectively to both technical and non-technical audiences
Comfort working on challenging, analytical problems that often require novel solutions and have vague requirements
Working knowledge of at least one programming language used for statistical analysis and model building (preferably R or Python)
An understanding of, and first hand experience developing, common machine learning algorithms used for predictive modeling
Excited to learn applied data science and Fintech/Lending industry specific concepts
Preferred
1-3 years of work experience in Analytics or related field
Experience working with relational databases, such as Postgres or Snowflake (SQL)
Knowledge of AWS web resources for model building and deployment (ie. EC2 and Sagemaker)
Experience in the financial and consumer lending industry
Ability to use Excel/Powerpoint or equivalent for compiling and presenting your work to business leaders outside of the analytics team.
Benefits
Health, dental, and vision insurance including mental health benefits
401(k) matching plus a roth option (U.S. Based employees only)
PTO & paid holidays off
Sabbatical program (for eligible roles)
Summer hours (for eligible roles)
Paid parental leave
DEI groups (B.L.A.C.K. @ Enova, HOLA @ Enova, Women @ Enova, Pride @ Enova, South Asians @ Enova, APEX @ Enova, and Parents @ Enova)
Employee recognition and rewards program
Charitable matching and a paid volunteer day…Plus so much more!
Enova provides reliable, real-time financial options for people facing immediate cash demands.
