Radian is a fintech servicing the mortgage and real estate services industry, and they are seeking a Data Scientist I. The role focuses on data modeling and analysis, developing analytical frameworks, and validating credit models using financial and statistical methods.
Programming in support of model estimation, implementation, monitoring, and back testing
Development and maintenance of cloud-based modeling frameworks. Analysis of standard reporting and model performance. Delinquency, default, prepayment, claim severity model estimation and design. Model development and methodology research
Creation of analytical presentations and communication of strategic business findings to management
Analysis and recommendations on alternative credit structures, risk sharing arrangements, and/or non-traditional manners in which to participate and take on credit risk as appropriate and necessary
Data manipulation of large files (R, Python, or SAS datasets) to identify trends and make recommendations and/or adjustments to credit/portfolio guidelines as necessary
Perform other duties as assigned or apparent
Qualification
Required
Understanding of probability modeling
Expert mathematical, statistical, and econometric understanding
Strong analytical background, along with the ability and willingness to effectively make recommendations on transactions based on sound business judgment
Knowledge of SAS, R, C++ or python for data analysis and modeling
Ability to learn financial analysis of structured mortgage products
Strong work ethic and independent problem-solving capabilities
High level of motivation and intellectual curiosity
Able to work in a team environment
Ability to research and define new analytical methods
Ability to communicate effectively and present results
Degree Requirement: Bachelor's degree or foreign equivalent and 1 year of experience, or Master's degree or foreign equivalent and no work experience
Work Experience: 1 or more years of prior work-related experience without a master's degree, with a master's degree no prior work experience is required
Preferred
Benefits
20 days of paid time off annually
9 paid holidays + 2 floating holidays
Parental leave
Multiple medical plan choices, including HSA and FSA options, dental, vision, and basic life insurance.
401(k) with a top of market company match
Opportunity to participate in Radian’s Employee Stock Purchase Plan (ESPP)
Homebuyer Perks program helps employees navigate the home searching, buying, selling, and refinancing processes
Radian is a mortgage and real estate services company that provides private mortgage insurance and title services to lenders and investors.
