Tata Consultancy Services (TCS) is seeking a detail-oriented AML Transaction Monitoring Analyst to join its Financial Crimes Compliance team. The role focuses on reviewing suspicious activity alerts, investigating customer transaction behavior, documenting findings, and supporting AML compliance and financial crime prevention initiatives.
Review and analyze AML alerts generated through Financial Crime Risk Management (FCRM) systems
Investigate Potentially Suspicious Activities, Including Structuring, High-risk/high-volume transactions, Unusual customer behavior patterns, Sanctions-related concerns, Other financial crime indicators
Review alerted activity and evaluate up to 30 days of account history to assess transaction legitimacy and customer behavior
Conduct customer profile reviews to validate expected account activity and identify inconsistencies
Perform basic investigations using internal systems and external data sources to gather relevant information regarding transactions and associated parties
Assess Transaction Activity And Determine Whether Alerts Should Be closed with no further action required, or Be escalated for enhanced investigation and review
Prepare detailed case documentation, including investigative findings, supporting evidence, and rationale for decisions
Ensure all reviews are conducted in accordance with AML regulations, internal policies, and compliance procedures
Collaborate with compliance, risk, and operational teams to support ongoing financial crime prevention initiatives
Qualification
Required
Bachelor's degree in Finance, Accounting, Business Administration, Economics, Criminal Justice, Risk Management, or a related discipline
1-3+ years of experience in AML, Transaction Monitoring, KYC, Compliance Operations, Financial Crimes, Fraud Investigations, or related fields
Bank Secrecy Act (BSA)
Anti-Money Laundering (AML) regulations
OFAC sanctions requirements
Financial Crime Compliance frameworks
Experience reviewing transactional data and identifying suspicious activity indicators
Strong analytical and critical thinking skills with the ability to identify trends, anomalies, and risk indicators
Excellent attention to detail and ability to document findings accurately
Strong verbal and written communication skills
Ability to work effectively in a fast-paced environment while managing multiple investigations
Preferred
CAMS (Certified Anti-Money Laundering Specialist) certification or pursuit of certification
Experience with transaction monitoring platforms and AML case management tools
Understanding of customer due diligence (CDD), enhanced due diligence (EDD), and sanctions screening processes
Experience within banking, financial services, fintech, or regulatory environments
Benefit
Discretionary Annual Incentive.
Comprehensive Medical Coverage: Medical & Health, Dental & Vision, Disability Planning & Insurance, Pet Insurance Plans.
Family Support: Maternal & Parental Leaves.
Insurance Options: Auto & Home Insurance, Identity Theft Protection.
Commuter Benefits & Certification & Training Reimbursement.
Tata Consultancy Services is a business solutions company that specializes on information technology services and consulting. It is a sub-organization of Tata Group.
