American Equity Investment Life Insurance Company is hiring a Junior ERM Analyst to support its Enterprise Risk Management function. The role helps identify, assess, monitor, and report organizational risks while maintaining ERM frameworks, risk registers, indicators, and governance materials, with a focus on risks relevant to life and annuity insurance.
Assists in the preparation of risk reports, dashboards, presentations, and other materials for senior leadership and other governance committees
Supports risk identification, assessment, monitoring, and reporting activities across business units
Maintains risk registers and tracks risk treatment plans, mitigation activities, responsible parties, target dates, and status updates
Performs basic risk analysis, including scenario analysis, trend analysis, data comparisons, and identification of emerging risk themes
Assists with the collection, validation, analysis, and reporting of key risk indicators, key performance indicators, and other risk-related metrics
Coordinates risk surveys, interviews, workshops, and information requests with business units and risk-related functions
Monitors reported risk events, incidents, and near misses and assists with documenting root causes, corrective actions, and lessons learned
Supports applicable regulatory, examination, audit, and management reporting activities by gathering and validating requested information
Assists with developing, maintaining, and periodically reviewing ERM policies, procedures, standards, methodologies, and supporting documentation
Performs quality-control reviews of risk information for completeness, accuracy, consistency, and appropriate documentation
Identifies incomplete, inconsistent, or potentially significant risk information and escalates concerns to ERM management
Maintains ERM records and supporting documentation in accordance with applicable record-retention and information-governance requirements
Supports special projects and performs other related duties as assigned
Qualification
Required
Bachelor's degree in Risk Management, Finance, Actuarial Science, Accounting, Business Administration, Economics, Data Analytics, or related fields
Zero to two years of relevant experience in risk management, insurance, compliance, audit, finance, actuarial analysis, or a related role
Basic understanding of enterprise risk management concepts, including risk identification, risk assessment, risk response, risk monitoring, and risk reporting
Basic understanding of regulatory and governance requirements affecting life insurers, including applicable NAIC requirements and the Own Risk and Solvency Assessment process
Ability to collect, organize, validate, analyze, and summarize quantitative and qualitative information
Strong analytical, critical-thinking, and problem-solving skills
Ability to identify inconsistencies, missing information, unusual trends, and potential data-quality concerns
Effective written and verbal communication skills, including the ability to prepare clear summaries and presentation materials
Proficiency in Microsoft Excel, PowerPoint, Word, and Outlook
Ability to manage multiple assignments, meet deadlines, and maintain accurate supporting documentation
Strong organizational skills and attention to detail
Ability to work collaboratively with employees at various levels and across multiple business functions
Ability to exercise sound judgment and appropriately escalate risk-related concerns
Ability to handle confidential and sensitive information with discretion
Commitment to professional integrity, objectivity, and continuous learning
Preferred
Experience with life or annuity insurance products, operations, or regulatory requirements is preferred
Experience using an enterprise risk management, governance, risk, and compliance, or related workflow system is preferred
Interest in pursuing, or progress toward, a relevant professional designation is preferred. Examples include Associate in Risk Management (ARM), Financial Risk Manager (FRM), Certified Public Accountant (CPA), or another insurance, audit, compliance, actuarial, or risk-related designation
Familiarity with data visualization, reporting tools, ERM systems, or governance, risk, and compliance platforms is preferred
Benefit
American Equity is a leading provider of annuity products focused on bringing clarity and certainty to retirement income planning.
